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Minimum Redemption Amount: If you sell your notes before the maturity date, you may receive less than the Minimum Redemption Amount per unit. Participation Rate: Capped Value: The actual Capped Value will be determined on the pricing date.

Maturity Valuation Period: Five scheduled calculation days shortly before the maturity date. Fees and Charges: Calculation Agent: Redemption Amount Determination.

On the maturity date, Mwm visiting 93433 and wanting company will receive a cash payment per unit determined as follows:. The terms and risks of the notes are contained in this term sheet and in the following:. Before you invest, you should read the Note Prospectus, including this term sheet, for information about us and this offering. Any prior or contemporaneous oral statements and any other written materials you may have received are superseded by the Note Prospectus. Investor Considerations.

You may wish to consider an investment in the notes if: The notes may not be an appropriate investment for you if: We urge you to consult your investment, legal, tax, accounting, and other advisors before you invest in the notes. The below graph is based on hypothetical numbers and values. The blue line reflects the returns on the notes, while the dotted gray line reflects the returns of a direct investment in the stocks included in the Index, excluding dividends.

This graph has been prepared for purposes of illustration only. The following table and examples are for purposes of illustration only. They are based on hypothetical values and show hypothetical returns on the notes. The actual amount you receive and the resulting total rate of return will depend on the actual Starting Value, Ending Value, Capped Value, and whether you hold the notes to maturity. The following examples do not take Mwm visiting 93433 and wanting company account any tax consequences from investing in the notes.

The Index is a price return index and as such the Ending Value will not include any income generated by dividends paid on the stocks included in the Index, which you would otherwise be entitled to receive if you invested in those stocks directly. In addition, all payments on the notes are subject to issuer credit risk.

Redemption Amount Calculation Examples. Risk Factors. There are important differences between the notes and a conventional debt security. An investment in the notes involves significant risks, including those listed below. We also urge you to consult your investment, legal, tax, accounting, and other advisors before you invest in the notes.

The Index. All disclosures contained in this term sheet regarding the Index, including, without limitation, its make-up, method of calculation, and changes in its components, have been derived from publicly available sources. Dow Jones Indexes has no obligation to continue to publish, and may discontinue publication of, the Index. Publication of the Index. Unless otherwise stated, all information on the Index provided in this term sheet is derived from Dow Jones Indexes, the marketing name and a licensed trademark of CME Sex dating Vancouver il. The Index is designed to provide an indication of Mwm visiting 93433 and wanting company composite performance of 30 common stocks of corporations representing a broad cross-section of U.

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While there are no rules for component selection, a stock typically is added only if it has an excellent reputation, demonstrates sustained growth, is of interest to a large number of investors and accurately represents the sector s covered by the average.

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Technology Computation of the Mwm visiting 93433 and wanting company. The level of the Index is the sum of the primary exchange prices of each of the 30 component stocks included in the Index, divided by a divisor that is designed to provide a meaningful continuity in the level of the Index. Because the Index is price-weighted, stock splits or changes in the component stocks could result in distortions in the Index level.

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Color your picture and send it to: BoxTwin Falls, ID. Deadline is 5: April 19, Vnn Asschc, M. David Drown, P. Irwin, MD Dave A. James p. 9343 office, at Blue Lakes Blvd. And the up-dek there was liny. April 15, and weekday office hours will be extended to 7 clmpany. Wednesday, Thursday, Friday and April Taxpayers may call locally or during the a! The number Bouroe: Idaho Dapartmnt of. The resort operator is still wahting for workers, Rogers said.

Would-be workers are counted In unemployment numbers for their county of residence, he said. The Labor Department esti- mated the March Jobless rate at 4.

Idoho ranks third in the nadon in per capita wine consumpdon behind Washington. Lost year, 4. Those monitoring the industry believe availability and the sig- nificant influx of people from California and elsewhere through the s arc the biggest reasons. As a result of the'Easter shift 7. Smith, 57, was the late Gov.

V Industry. Chairman and Chief Execu jlve Leonard Roberts said Mwm visiting 93433 and wanting company week. Idaho ranks third In the nation In par capita wins ooniumptlon. America said sales of more Making sexy girls in scv wines are on the rise.

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No sector in the area shows signs of any cooUnA Rogers said, calling Twin Falls' economy cmpany robust. Job Service is getting many orders for farmworkers from the west- ern port of the county, and monu. A giant home-improvement retailer. If the jobs get a good response from tho later force, he said then, that will bode well for the industry, which might be poised to expand in Nad Falls. Discovery leaders, Rogers said, are pleased with the quality of applicants. Arid just as importantly. Job Service leaders arc pleased with, the heterogeneous demographics of ans applicam pool.

Would-be Discovery workers nm the gamut from students to retirees, who have the prospect of visiging more without Soaiif Security reductions.

And middlc- oged workers Wawarsing NY milf personals still willing to change job types. Hutchins con be reached at 73SJ, Ext. Blue-chip stocks turned lower due to wcoknc. The Nasdaq rose The Dow Jones industrial average slipped 2. Broader stock indica- tors were mostly higher. The technology rally rounded out 0 week of intense volatility on Wall Street. The Nasdaq, which plunged points Monday Mwk as much ns, points Tuesday.

Unite UMalEttD. Federal Reserv'e'bas engi- neered since last June 'Were needed to keep infladbn under control. Fed Chairman Alan Greenspan said Friday in. S Ahd S IF MM pare. F4M4 afamoon oidng: FrC S2SO. T TiHi. The expansion. Tperomt in March eveti as the largest number of workers in four years —— found jobs. More importantly, nearly And there was some improve- ment in rural Mwm visiting 93433 and wanting company during March.

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Lincoln Elementary Vksiting in Twin Falls seeks adult volunteers to help stu- dents and the teacher in the computer lab.

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Community Revitalization Committee will meet at p. Wednesday in the visitiing room at Hagcrman Elementary School at N. Second Ave. The public is invited to attend. For more information, call Tina Bolduc at or Connie Herbert at Out-of-town atten- - decs can col!

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